No, neither in law nor in fact. Daka loans are granted as financial support for your living and ought to be fully repaid.
The BAföG support conditions do not apply to Daka. The Daka loan is an autonomous support method.
No. The loans are subject to resource allocations that are available to the local Studierendenwerk .
In accordance with the loan guidelines, financial support is available from 18 months on before graduation.
In accordance with the loan guidelines, financial support is available from 18 months on before graduation.
During preparation for the first state examination. The estimated graduation date must be handed in. Financial support for legal trainees is not intended.
During preparation for the third state examination. The estimated graduation date must be handed in.
During the stage of preparation for the first state examination. The estimated graduation date must be handed in.
No, this is the maximum term for financial support per student.
Upon the loanee’s application, the Daka office can set later repayment dates or decrease the monthly repayment rates for a temporary term.
Since different requirements must be met, please contact the office in advance. For the deferment or decrease term, the Daka claims an interest of currently 6% per year.
Yes, if you are enrolled at a university assigned to the Studierendenwerk Frankfurt am Main, can pay the semester fee and are able to provide a guaranty
If the repayment is due within the first funded course of study, the repayment due date can be postponed to a point in time of up to twelve months after the end of the standard period of study without interest if the need can be proven. You sjhould submit the application to the office of the loan office of the Studierendenwerke e.V. in Cologne, which is responsible for the processing and administration of the MainSWerk student loans.
If the repayment is due within a consecutive master’s course, the office of the Darlehenskasse der Studierendenwerke e.V. (=loan office of the Studierendenwerke e.V.) in Cologne, which is responsible for the processing and administration of the MainSWerk student loans, can - upon application and in the event of proven need - postpone the repayment due date up to twelve months after the end of the standard period of study of the master's program without interest. Contact the office in Cologne regarding the application modalities.
If several loans are granted, the repayment terms are based on the provisions of the last loan granted, i. e. the repayment date of the previous loan is shifted to the repayment date of the last loan. The loans are then repaid one after the other in monthly installments.
The office of the loan office of the Studierendenwerke e.V. in Cologne, which is responsible for the processing and administration of the MainSWerk student loan, can set later repayment dates or reduce the monthly rate for a limited period at the request of the borrower. You submit the application to the office in Cologne.
Earlier repayments than envisaged are possible at any time and at any amount.
Yes, this is possible if you inform us that you will waive further payments and/or present a certificate of de-enrollment.
